Finance

Business debt and personal debt – What’s the difference?
For business owners, there can sometimes be confusion and a blurred line between what is classed as business debt and what is classed as personal debt. If you own a company which has debts and is facing possible closure, are your personal assets at risk? As an owner it can be a very worrying time, …

6 Essential Aspects To Consider Before Applying For Truck Financing
With transport and logistic services being essential across the globe, owning a truck is a great investment. The truck will offer you an additional income stream and help you to grow your wealth. However, owning one is not always easy and can drain your wallet. Fortunately, you do not have to use every coin on …

4 Easy Ways to Cash in on Your Purchases
You may be looking for easy ways to cash in on your purchases. Fortunately, there are several options for you. Below are some tips to help you take the extra step to maximize your savings. Sign up for Ebates If you’ve been looking for a great way to save money on your purchases, you should …

Fund Manager: What Is It And Why Does Your Company Needs It?
Having the proper skills and knowledge to become a fund manager is crucial. As a fund manager, you will be expected to do many things, including maintaining portfolio records, providing investment and financial management advice, and making investment decisions to increase the fund’s value. Maintaining Portfolio Records Managing a portfolio of assets is an essential …

How Do Banks Make Money?
Banks create a practical approach to securing and saving your money. However, many do not understand that banks make money through various avenues. The main revenue stream for most commercial banks is the interest gained after lending money to borrowers. Read on to learn the multiple ways banks make money. How Banks Make Money Banks …

6 Mistakes Families Need to Avoid When Paying Off Post-Pandemic Debt
Debts can strain your family financially. Finding ways to get out of debt should therefore be a priority. Many people struggle with post-pandemic debts and make costly mistakes during repayments. It is, therefore, important to learn about these mistakes and ways to avoid them, especially for families with post-pandemic debt. This guide explains more. Not Developing a …

Be Financially Secure Now and in the Future
The world is becoming increasingly complicated, and we need to keep our financial situation under control. Smart money habits are an essential part of being financially secure. You should know how to manage your money and invest it wisely to lead a comfortable life. You are never too young to start worrying about your finances. …

11 Common Reasons People Get Into Debt – and How to Avoid Them
Nobody sets out to get into debt. But sometimes, life happens and before you know it, you’ve accumulated a lot of bills that need to be paid. If this sounds like your situation, don’t worry – you’re not alone. Millions of people struggle with debt every year. But the good news is that there are …

How To Deal With an Insurmountable Amount of Debt
Most people have some type of debt. After all, there are so many different ways in which to accrue it. You might have medical bills, school loans, car loans, a home mortgage or credit card bills that you need to pay off. The fact that so many things vital for modern living are so expensive …

4 Different Ways To Buy Bitcoin In 2022
Bitcoin (BTC) is a digital currency that has significantly grown in popularity. Now, you can pay for goods and services using BTC, and there are even certain jobs that will pay you in digital currency too. It is clear to see that it is taking over, and if you want a slice of the action, …