Finance

7 Apps That Help in Personal Financing

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7 Apps That Help in Personal Financing

Yes, we can see you rolling your eyes already as you even think about personal financing. Creating budgets and actually sticking to them are one of the worst things in the world, but unfortunately, you’ve got to do them.

But it’s tough to get all of your finances in check and make sure you don’t go on that shopping spree you’ve been itching for. Good news is that there are tons of apps out there for your iPhone or Android that can help you get your budget and finances in check. This is especially important if you find yourself living from paycheck to paycheck and need to make sure your money lasts for as long as possible.

Read on to discover the top 7 apps that will help you with your personal financing.

  1. On Trees

If you’re looking for something simple that will help you track your financing, On Trees is definitely an app to check out. Everything is in one place with a simple login – your savings accounts, major spending accounts, and everything else you could need.

This app is also great for any of your organization nerds out there because it will sort your transactions into colored categories. That way you will be able to see exactly where your money is going and how you’re spending your money.

  1. Mint

Mint is one of the most popular personal financing apps out there and for good reason! It allows you to pull all of your accounts under one app in order for you to easily check out everything in your financial life in one place. Other features involve tracking your spending, creating a detailed budget, setting up bill reminders so you’ll never forget them ever again, and tons of extra tips and tricks on how to reduce your expenses.

Mint also comes with plenty of graphs and charts that allow you to track and see your spending/income over time. You’ll never be confused about where your money is going ever again!

  1. Wally

With Wally, you’ll be able to set your financial goals and targets to ensure that you’re staying on track every month. You’ll even be able to export all of this data onto Excel so you can work with it on your desktop or laptop! How handy is that?

The great thing about this app is that the more you use it and track your finances on it, the smarter it gets. It will be able to tell when you will probably spend money and adapting to your preferences so managing your money gets easier and easier over time.

  1. Level Money

Like other apps on this list, Level Money gives you the opportunity to link all of your bank accounts under one roof. When you do this, the app will give you the total sum of all of your accounts and show you where the money is coming into.

With Level Money, customization is the name of the game because the app will automatically adjust your budget based on your specific income. You will also be able to set up customized notifications for whatever you need!

  1. You Need a Budget

You Need a Budget (YNAB) gives you the opportunity to enter all of your transactions on the go, which is handy if you’re constantly on the move and don’t have the opportunity to budget on your computer. You will be able to check up on the balances you have in each category of your budget as soon as you even think about purchasing something. This will definitely help with any of those spur-of-the-moment purchases!

  1. Good budget

This app is different from others on this list as it’s based on the envelope budgeting method, allowing you to check the balance of your envelopes, as well as your bank balances and expenses. Of course, you will be able to view this app on any smartphone, as well as your desktop!

  1. Mvelopes

As with the above app, Mvelopes is based on the envelope budgeting method. As with the other apps as well, Mvelopes will track all of your transactions, create a budget, and help you keep your finances in check.

Any of these seven apps are going to be perfect for you to keep your personal finances in perfect condition. Be sure to check out each one and see which one feels right for you!

Photo by TheDigiWay, CC0 1.0

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